izvorni znanstveni rad
Behavioural scoring models are integral parts of the Basel II standard on Internal Ratings- Based Approaches (IRB). The IRB approach much more precisely reflects individual risk bank profile. A solution of the problem of how to analyze and integrate macroeconomic and microeconomic factors represented in time series into behavioural scorecard models are shown by using the REF II model.
Credit scoring, REF II, time series analyze, data mining, temporal influence, seasonal oscillation, Basel II
Razvojem virtualizacijskih tehnologija raste kompleksnost IT sustava, dok korisnici istovremeno zahtijevaju brži pristup resursima, napredne integracije i jednostavnost korištenja. Jedno od ključnih rješenja za ove izazove primjena je…
Ovaj rad istražuje i uspoređuje mogućnosti prosljeđivanja grafičkih kartica na Hyper-V i KVM hipervizorima prema virtualnim strojevima, detaljno opisujući metode, postupke i razlike u arhitekturi koje utječu na…
The ever-growing usage and adaptation of HTTP/3 in web traffic leverages Quick UDP Internet Connections (QUIC) as a transport protocol. QUIC is widely recognized for reduced latency, enhanced…